Credit is a process by which one person obtains money, goods or services and agree to return it with some

interest at a later date. Before a credit providing company gives you money, they will put in place certain

terms to make sure that you will be able to repay it. Before taking credit or after taking credit you may

follow some tips to repay it or reduce the burden. you may get some nice articles and experiences regarding

this from http://crediteasy.freehostia.com